Individuals who are experiencing debt problems are served by VLSP's Debt Management Advice Clinic. This clinic is divided into two sessions and is held every other month between the hours of 4:30 p.m. and 6:00 p.m.
The first session is the group teaching session where a volunteer attorney gives general advice to a large group and presents information through a PowerPoint presentation prepared by VLSP. The attorney discusses debt problems including harassing phone calls from credit agencies, garnishment of wages and bankruptcy chapter 7 and 13. This session meets at the Federal Courthouse located at 100 State Street, Rochester, New York. Important:
This group teaching session is not the pre-bankruptcy credit counseling mandated by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. You will not receive a certificate for attending this group teaching session.
Attendees at the first session who meet certain eligibility criteria will be invited to a second session. At this second session, individuals will meet individually with an attorney to discuss their debt situation in more details. The attorney will make a recommendation concerning each individual’s suitability to file a chapter 7 bankruptcy. This second session usually takes place approximately a month after the first session at VLSP’s offices located at 1 West Main Street, Rochester, New York.
Dates for the 2018 Debt Management group teaching sessions:
If you are interested in attending a group teaching session, please call our intake department at 232-3051 or fill out the form below. We will then send you an email with instructions about how to proceed with your registration.
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